Category: Strategy

Why are Central banks rushing for Digital Currency?

Digital Dollar, Digital Euro, Digital Yuan

Plans behind China’s digital currency Covid-19 has been the accelerator for digital transformation at many organizations. It has forced companies to relook at their business models. Fear of contagion has made handling physical cashless desirable. The central bank-issued currency notes have also come under the lens and might just get a digital makeover. China has …

How BharatPe’s Merchant focused business strategy is reaping rewards

BharatPe Business Strategy

Recently BharatPe had a funding round of $108 million, valuing the company at $900 Million. Indian Markets already have tons of payment gateways and payment processors. BharatPe made a dent in less than 2 years in a payment market, which seemed saturated already. BharatPe is now a soonicorn (soon to be a unicorn) company. Achieving …

WhatsApp Pay – The Fitting piece in puzzle to Monetize Whatsapp

Business model of whatsapp

Why Whatsapp wants you to Pay ? NPCI (National Payment Corporation of India) recently gave approval to WhatsApp for allowing payments through its platform. WhatsApp had a long pursuit for allowing payments in India. Getting approval in India in BFSI does make headlines, though this time it is special. Let’s look at why WhatsApp payment is important and what could be Mark Zuckerberg’s plan with in-app payments. WhatsApp – A …

Giant push for Digital Kirana – The big players

How Amazon, Metro and Jio plan to change the retail landscape in India

In the recently concluded AGM of India’s largest company Reliance Industries Limited, major announcements were made. One of the highlights of this most viewed corporate event was to digitize the local storefronts in India. Launch of Reliance Digital Kirana initiative could lead to re-birth of otherwise disregarded Kirana stores. Let’s look at how Kirana store’s …

Real synergies of Societe Generale acquiring Shine

Societe Generale, a French multinational bank, declared the acquisition of a neo-banking startup called Shine. This is the second major acquisition by the French multi-national bank in the last 3 years. Societe Generale may not be on an acquisition spree, but both these acquisitions align with their digital strategy. Let’s look at some of the …